A foreclosure on my own rental apartment forced me to search for a house to buy. It had been 26 years since I bought a house. Naturally, the entire house buying and mortgage process had changed considerably. Joanna took the time to explain and help me navigate the complicated mortgage process so that I was pre-qualified to search for a house. Joanna took me to several houses that were in my price range. Because of the short time I had to take an advantage of the “First Time Home Buyer Tax Credit”,Joanna directed me to the houses which will not have complications at closing process , or other complicating factors and short time closing. We eventually found a house whose price had dropped considerably and submitted a contract. Joanna helped draft that house contract, reviewed the counteroffer, and submitted our countercounteroffer, that was accepted. Following the contract approval, Joanna made sure that I got the title work done, got a pre-closing inspection and helped get a few defects corrected at the seller’s cost. Purchasing a house was a big effort, but I really appreciated Joanna’s efforts in finding a house that I can afford in a nice neighborhood!